No one ever plans to get into a car accident, but it's important to be prepared for the unexpected. One question that often comes up after a car accident is: who pays for towing and storage fees? The answer to this question can vary depending on the circumstances of the accident and the insurance coverage of the parties involved.
Does Insurance Cover Towing?
In general, if you are not at fault for the accident the at-fault driver's insurance should cover the costs of towing and storage. This includes towing your vehicle from the scene of the accident to a repair shop or tow yard, as well as any storage fees incurred while your vehicle is being held. However, there are some important things to keep in mind when it comes to towing and storage after an accident.
Contact Your Insurance for Clarification!
First, it's important to note that not all insurance policies cover towing and storage fees. Some policies may have coverage limits or exclusions for these types of expenses, so it's important to review your policy carefully to understand what is covered. If you are unsure about your coverage, it's a good idea to contact your insurance company to clarify what expenses will be covered after an accident.
Reimbursement Records
Second, if the at-fault driver's insurance company is delaying or denying payment for towing and storage, you may have to pay for these expenses out of pocket initially and then seek reimbursement later. In this case, it's important to keep detailed records of all expenses related to towing and storage, including invoices and receipts, so that you can provide evidence to support your claim for reimbursement.
Choosing a Towing Company
Another important factor to consider is the towing and storage company you choose to work with after an accident. It's important to choose a reputable company you can trust with your car and any personal belonging that might still be inside. The towing company needs to be licensed and insured to protect your vehicle and ensure that your expenses will be covered by insurance. It's also a good idea to confirm the rates and fees upfront and ask for a written estimate before authorizing any services to avoid any surprises or unexpected costs.
Who Pays for Towing and Storage After an Accident?
If you have comprehensive insurance coverage on your own policy, it may also cover towing and storage expenses after an accident, regardless of who is at fault. This can provide additional protection and peace of mind in case the at-fault driver's insurance does not cover these expenses or if there is a dispute over liability.
In some cases, if your vehicle is deemed a total loss after an accident, you may be responsible for towing and storage fees until the vehicle is salvaged or disposed of. This can add additional stress and financial burden during an already difficult time, so it's important to understand your rights and responsibilities in this situation.
Towing Joplin, MO: All American Towing and Recovery Services
Overall, when it comes to towing and storage after an accident, the responsibility for these expenses will depend on the circumstances of the accident, the insurance coverage of the parties involved, and the towing and storage company you choose to work with. It's important to be informed and prepared in case you are ever involved in a car accident to protect yourself and your vehicle.
When you need a trustworthy towing company to tow your car after an accident, you can count on All American Towing and Recovery in Joplin, MO. We are your reliable and trusted partner for all your towing in Joplin, MO. With our professional team, state-of-the-art equipment, and dedication to excellent customer service, you can rest assured that your vehicle will be in good hands. Whether you need assistance with a flat tire, a long-distance tow, or towing after an accident, All American Towing and Recovery is always ready to come to your rescue. Give us a call for fast and efficient towing services in the Joplin, MO.